Blog2019-04-11T21:15:42+00:00

WARNING! RoundUp in Your Cereal?

Warning! Nature Valley cereal and Roundup weed killer share this same ingredient. A recent WAFB report provides that twenty-one oat-based cereal and snack products popular with children contain traces of glyphosate, the active ingredient in the weed killer Roundup. Traces of the ingredient were discovered during tests conducted by the Environmental Working Group(EWG). EWG said the tests found glyphosate levels above what it considers safe [...]

COVERAGE DENIED

Coverage Denied:  Alleged Misrepresentation During the Application of an Insurance Policy The purpose of insurance, of course, is to provide protection from damage caused by a possible risk.  In exchange for the payment of a premium, the insurance company agrees to provide certain protections that are explained and defined in the policy that is purchased. Sometimes the government requires us to purchase certain insurance—like state [...]

FEMA TO PENALIZE FLOOD VICTIMS UNABLE TO MOVE OUT OF MOBILE HOME UNITS

FEMA to penalize flood victims unable to move-out of mobile home units. In August 2016 a heavy three-day rainfall resulted in historic flooding in parts of south Louisiana. The events surrounding the flood have been called “unprecedented,” “a 500-year event,” and “catastrophic” just to name a few. This historic flood led to much damage and despair, washing away generations of memories and leaving behind an [...]

Insurance Policies and Act of God Provisions

Insurance Policies and Act of God provisions. Does your insurance policy have an “Act of God,” or “Act of Nature” provision? An “Act of God” or “Act of Nature” provision generally refersto those “events outside of human control, like flash floods, earthquakes or other natural disasters.” While these provisions are admissible in several forms of contracts, they are not generally allowed in others. In some [...]

TRAGIC EVENTS AND HOW WE RESPOND

Tragic Events and How We Respond   Sometimes tragic events happen and no one is to blame.  The fire that engulfed Notre-Dame de Paris causing colossal damage to one of the most iconic and beloved monuments that dots our globe is a recent example.  Another, closer to home for those in Louisiana, occurred on April 13, 2019 when a mother and young child were caught [...]

HUD’s delay in providing flood victims relief is not limited to Louisiana

HUD’s delay in providing flood victims relief is not limited to Louisiana.   In recent years we have seen varying news broadcasts regarding “historic floods.” The narrative is always the same; the location is always different. From South Carolina to Nebraska we have all watched as historic flooding has become somewhat of a new normal. We have all listened to the victims of these [...]