Your insurance company owes you a duty to settle your claims in good faith. Louisiana’s implied covenant of good faith and fair dealing is derived from the Restatement Second of Contracts and is expressly conveyed in LSA—R.S. 22:1973(A). LSA—R.S. 22:1973(A) provides that good faith and fair dealing are paramount to any insurer/insured relationship, and Insurers [...]
WBRZ recently reported that a Louisiana man was sentenced to 14 years after he was found guilty of defrauding investors out of up to $1.5 million. WBRZ originally reported this story on December 26, 2017. At the time of the original report, Ralph Savoie had defrauded more than $150,000 from investors by falsely portraying himself [...]
Do you ever worry about whether the condition of a public transportation vehicle is up to snuff? How about if the vehicle’s operator is licensed and trained properly? If you do, rest assured that Louisiana law imposes a heightened duty of care on common carriers who offer services to the general public. In a decision [...]
According to WBRZ, Wells Fargo says a company mistake contributed to hundreds of foreclosures because it miscalculated customers' eligibility for mortgage modifications. The bank said in a filing Friday the error caused about 625 customers to be denied, or not offered, loan modifications they otherwise qualified for. Foreclosures were completed in about 400 of the [...]
We Louisianans know that Mother Nature can quickly destroy property. For that reason, many of us wisely find the appropriate type of insurance to cover unexpected events. But what happens if that bad day comes, and for one reason or another the insurance company, whom you have paid all of your hard-earned premiums to, decides [...]
WBRZ reported a 45-year-old Raceland woman was arrested after striking multiple juveniles with her vehicle while reportedly impaired Friday evening. According to Louisiana State Police, Troopers responded to a single-vehicle crash involving five pedestrians on Island Road south of LA 665 around 6:00 p.m. The impaired driver was reportedly traveling south on Island Road in [...]
Imagine this nightmare scenario, you instruct your long-time insurance agent to obtain primary and excess property insurance coverage on your home because you know that accidents and catastrophic weather can strike at any time. The agent assures you that he has obtained the coverage you requested, prompting you to sign the contract without hesitation because [...]
A two-vehicle crash that occurred Friday afternoon has left at least three people injured. According to the Denham Springs Police Department, the accident occurred on 4H Club road near Springwood Boulevard. Officials say three people sustained injuries as a result of the crash, one of which was transported in serious condition. Guest Passenger Louisiana [...]
According to WBRZ, a major roadway in West Baton Rouge was shut down as law enforcement responded to an apparent work accident involving power lines the morning of Tuesday, July 17. LA 415 was closed near I-10 around 11:20 a.m. after sheriff's deputies and paramedics arrived on the scene. Sources told WBRZ that a crew [...]
First flooding. Then fighting with insurance companies for full and fair payments for insured losses. Then dealing with contractors to make sure work is done timely and correctly. But now Louisiana flood victims have to deal with a new problem. The Louisiana Office of Community Development is warning residents of possible scams of flood victims. [...]