We Louisianans know that Mother Nature can quickly destroy property. For that reason, many
of us wisely find the appropriate type of insurance to cover unexpected events. But what happens
if that bad day comes, and for one reason or another the insurance company, whom you have
paid all of your hard-earned premiums to, decides that they will not pay the claim?
If the damage you have incurred is covered under the insurance policy—and the insurance
company wrongfully delayed payment or denied coverage—you may be able to recover your
damages and penalties and attorney’s fees by filing a bad faith claim against the insurer.
In Louisiana, a plaintiff asserting a bad faith property damage claim against an insurer must
generally show that: the insurer (1) received satisfactory proof of loss, (2) violated one of the
legislatively enacted statutes meant to protect insureds, and (3) acted in an arbitrary and
capricious manner.
Filing an insurance claim can be a painstaking, arduous, and seemingly endless task. When
defending your rights against big insurance companies, it is important to consult experienced
attorneys. Here at Whaley Law Firm, our attorneys will fight to ensure that you receive the
maximum amount of compensation for the damage that you have incurred.