5 Safety Tips From Baton Rouge Firefighters

While LSU did not bring home the national championship from Omaha in last week’s College World Series, the relationship between Baton Rouge and “Baton Rouge North” was further strengthened. The hospitality of Omaha to LSU fans was matched by the Tiger’s support of Omaha’s businesses. One Omaha businessperson described LSU fans as an “economic force by themselves.” Our [...]

5 Safety Tips From Baton Rouge Firefighters2017-07-03T21:06:36+00:00

New Scam Threat

First flooding. Then fighting with insurance companies for full and fair payments for insured losses. Then dealing with contractors to make sure work is done timely and correctly. But now Louisiana flood victims have to deal with a new problem. The Louisiana Office of Community Development is warning residents of possible scams of flood victims. [...]

New Scam Threat2017-05-03T18:31:10+00:00

How China Changed U.S. Corn Exports

In November 2013, China detected genetically modified traits in U.S. corn shipments. Because China had not approved the genetically modified trait, it halted U.S. corn imports. The following month, the Chinese government issued a warning notification strengthening the inspection and supervision of the import of genetically modified feed materials.  This notification required the testing of [...]

How China Changed U.S. Corn Exports2017-04-27T21:32:27+00:00

Louisiana Coastal Areas Could See Increase in Flood Insurance Premiums

Congress is set to reform the National Flood Insurance Program later this year.  We have written before about how the NFIP has needed reform for years — it is $25 billion is debt.  One of the suggested ways to fix some of the problems with the NFIP is to make it easier for private insurers [...]

Louisiana Coastal Areas Could See Increase in Flood Insurance Premiums2017-04-27T12:11:35+00:00

Rideshare Insurance: What Uber and Lyft Drivers Should Consider

Those working for popular ridesharing companies such as Uber or Lyft might be putting themselves at considerable risk by only having personal auto insurance.   Ridesharing drivers are required to carry auto insurance that conforms with state law and then the company typically provides a secondary liability insurance policy to cover damages sustained as a result of a work-related [...]

Rideshare Insurance: What Uber and Lyft Drivers Should Consider2017-04-26T20:13:27+00:00

The Final Tally — $17.2 Billion Estimated in Damages to Natural Resources from the BP Oil Spil

April 20, 2017 marked the 7th anniversary of the tragic BP Oil Spill.  That event cost 11 men their lives, seriously injured dozens, and caused billions of dollars in economic damages to businesses along the Gulf Coast.  But seven years later, the Gulf of Mexico is still hurting. Scientists at Virginia Tech University recently completed the [...]

The Final Tally — $17.2 Billion Estimated in Damages to Natural Resources from the BP Oil Spil2017-04-26T20:05:19+00:00

More Dangerous Than Texting And Driving?

Walking might still be the safest way to travel, but a new report released by the Governors Highway Safety Association shows that the risks have increased significantly. There has been an 11% increase nationwide in the number of pedestrian deaths from 2015 to 2016. This is the highest increase for a single year. Fatalities are [...]

More Dangerous Than Texting And Driving?2017-04-21T12:04:29+00:00

Will 180 Days Be Enough?

As we have noted in previous posts, flood insurance policyholders have deadlines they must comply with to ensure full and fair payments from their insurance companies. These deadlines are critical — failure to meet them can result in denial of claims. One of the most critical deadlines is the deadline for the insured to provide [...]

Will 180 Days Be Enough?2016-12-03T15:06:20+00:00

Worth Saving?

While we have complaints about inadequate appraisals and underpayments to our clients recovering from the Great Flood of 2016, we know that the National Flood Insurance Program is a critical component of this — and future — recoveries in Louisiana and elsewhere. It is critical that homeowners who do the right thing and pay premiums [...]

Worth Saving?2016-10-13T19:59:01+00:00

Four Ways to Get More Money Out of Your Flood Policy

Insurance is a special type of contract. The consumer pays premiums to the insurance company. In return, the insurance company pays benefits to the consumer if one of the things that the consumer is paying premiums to protect against – like damage from a flood – occurs.  But because of the special nature of the [...]

Four Ways to Get More Money Out of Your Flood Policy2016-09-26T14:12:24+00:00