The purpose of insurance, of course, is to provide protection from damage caused by a possible risk. In exchange for the payment of a premium, the insurance company agrees to provide certain protections that are explained and defined in the policy that is purchased. Sometimes the government requires us to purchase certain insurance—like state required [...]
DamagesRenovations to LSU’s Memorial Tower have halted after discovering asbestos in the tower. The university says the situation does not pose a threat to students or faculty. Although this situation poses no threat, asbestos exposure is a serious issue. “Abestos exposure is a danger to human health that can lead to serious diseases including asbestosis, [...]
Proper Planning May Help You In Case Of A Fire No one wants to endure the pain of a house or apartment fire. The aftermath of a fire can be emotionally taxing, however, proper planning can eliminate some of the stress. This blog is designed to assist homeowners and renters in case you ever find [...]
Do you ever worry about whether the condition of a public transportation vehicle is up to snuff? How about if the vehicle’s operator is licensed and trained properly? If you do, rest assured that Louisiana law imposes a heightened duty of care on common carriers who offer services to the general public. In a decision [...]
We Louisianans know that Mother Nature can quickly destroy property. For that reason, many of us wisely find the appropriate type of insurance to cover unexpected events. But what happens if that bad day comes, and for one reason or another the insurance company, whom you have paid all of your hard-earned premiums to, decides [...]
While LSU did not bring home the national championship from Omaha in last week’s College World Series, the relationship between Baton Rouge and “Baton Rouge North” was further strengthened. The hospitality of Omaha to LSU fans was matched by the Tiger’s support of Omaha’s businesses. One Omaha businessperson described LSU fans as an “economic force by themselves.” Our […]
Those working for popular ridesharing companies such as Uber or Lyft might be putting themselves at considerable risk by only having personal auto insurance. Ridesharing drivers are required to carry auto insurance that conforms with state law and then the company typically provides a secondary liability insurance policy to cover damages sustained as a result of a work-related […]
Walking might still be the safest way to travel, but a new report released by the Governors Highway Safety Association shows that the risks have increased significantly. There has been an 11% increase nationwide in the number of pedestrian deaths from 2015 to 2016. This is the highest increase for a single year. Fatalities are […]