The August 2016 “Great Flood” impacted more than 145,000 households in Louisiana, with over 41.5% of the population in nine parishes flooded. The estimated damage to homes exceeded $30.4 billion. In the Capital Region, 34.8% of businesses were affected and in one of the hardest hit areas, Livingston Parish, 91% of the businesses and 94% [...]
Proper Planning May Help You In Case Of A Fire No one wants to endure the pain of a house or apartment fire. The aftermath of a fire can be emotionally taxing, however, proper planning can eliminate some of the stress. This blog is designed to assist homeowners and renters in case you ever find [...]
Your insurance company owes you a duty to settle your claims in good faith. Louisiana’s implied covenant of good faith and fair dealing is derived from the Restatement Second of Contracts and is expressly conveyed in LSA—R.S. 22:1973(A). LSA—R.S. 22:1973(A) provides that good faith and fair dealing are paramount to any insurer/insured relationship, and Insurers [...]
WBRZ recently reported that a Louisiana man was sentenced to 14 years after he was found guilty of defrauding investors out of up to $1.5 million. WBRZ originally reported this story on December 26, 2017. At the time of the original report, Ralph Savoie had defrauded more than $150,000 from investors by falsely portraying himself [...]
Do you ever worry about whether the condition of a public transportation vehicle is up to snuff? How about if the vehicle’s operator is licensed and trained properly? If you do, rest assured that Louisiana law imposes a heightened duty of care on common carriers who offer services to the general public. In a decision [...]
Employment Vicarious Liability…Here is how it works Vicarious liability is one of those terms people hear often but they may never know what it truly means. Vicarious liability may be asserted in several different scenarios but it is most commonly used in matters of employment. In Louisiana, the law provides that employers are vicariously liable [...]
According to WBRZ, a homeowner is having trouble with her insurance company, which tells her it won't release her supplemental insurance money without an itemized receipt. There's only one problem: the person who might have that receipt is behind bars.Vanessa Clymer says it's been a year-long battle and she can't get her insurance company, ASI, [...]
According to WAFB, a daycare center is being investigated after a 9-month old boy was bitten over 30 times by a two-year-old child in the same daycare center. The mother of the 9-month old told the news that the bite marks looks as if her baby “was attacked by an animal.” The daycare center employees [...]
According to WBRZ, Wells Fargo says a company mistake contributed to hundreds of foreclosures because it miscalculated customers' eligibility for mortgage modifications. The bank said in a filing Friday the error caused about 625 customers to be denied, or not offered, loan modifications they otherwise qualified for. Foreclosures were completed in about 400 of the [...]
According to WBRZ, the U.S. Senate has passed a four-month re-authorization of the National Flood Insurance program. The re-authorization protects more than 500,000 properties across Louisiana. The re-authorization ensures the program will run through the remainder of the 2018 hurricane season. “With this extension in place, we can tackle long-term reforms. The last time we [...]